- GCash Jr.
- Overseas
- GCash Premium
- International Sim
- Pay Abroad with Alipay+
- GCash Jr.
- Overseas
- GCash Premium
- International Sim
- Pay Abroad with Alipay+
- GCash Jr.
- Overseas
- GCash Premium
- International Sim
- Pay Abroad with Alipay+
0% Interest Terms
1. The 0% Interest GGives program is open to all GCash users, subject to their GGives eligibility and activation. Users must activate their GGives on the GCash app before availing of the 0% interest GGives benefits.
2. Users can enjoy the 0% interest GGives regardless of if they have had a previous GGives loan, an existing active GGives loan and whatever their current payment status.
3. The program is applicable to any and all items from the partner merchants' physical stores, and customers may purchase any amount of items as the wish. As long as the minimum spend requirement is met as the total cost of all items in a single transaction receipt, net of any store discounts throughout the program period.
4. The program is only available for specific GGives payment plans or tenors as stated above. the 0% interest rate should appear automatically when the customer meets the mininum spend requirements and chooses the applicable payment plan/tenor.
5. The 0% GGives is available only via Scan-to-Pay purchases using the official GCash QR code instore at participating brands and stores. Customers must use the GCash QR code when opting to avail of the 0% interest GGives. Generated QR from GCash app or POS/payment terminals are excluded. Kindly request for the GCash QR code from the store cashier if you wish to avail of the 0% Interest GGives benefits.
5. Late penalties and regular collections procedures will still apply for late monthly repayments for purchases made under the 0% Interest GGives Program. Users can monitor their paymentson the GGives dashboard or review their disclosure statement for their repayment deadlines.
6. Regular GGives terms and conditions apply. See www.gcash.com/terms-and-conditions/ggives/ for more information.
The 0% Interest GGives Program allows eligible GGives users to enjoy more shopping at the most affordable rates. Users can now purchase items from participating brands and stores and pay in up to 24 gives with 0% interest charge via GGives. The 0% interest installment plan should automatically apply once the user scans the QR code instore, reaches the minimum spend and selects the specific payment tenor as listed in the mechanics above.
1. User must be eligible to use GGives with an activated account.
2 User must shop instore at participating brands and reach the minimum spend requirement.
3. User must scan the GCash QR code available instore and select GGives as their payment method.
4. User must select the payment tenor wherein 0% interest is applicable as listed in the mechanics above.
5. It should automatically indicate on their GCash screen that their GGIves installment plan has a 0% interest rate and 0% processing fee.
6. User must sign their discolusure statement to complete with their purchase.
The 0% Interest GGives Program is available in AllHome from December 19, 2022 to December 19, 2023.
1. Any person or entity professionally connected with the program; and any person prohibited from participating in the program under any statute, law, regulation, ordinance, rule, directive, guideline, policy, requirement, or other governmental restriction or any similar form of decision, or determination by, or any interpretation or administration of any of the foregoing by the Philippines or any instrumentality thereof.
2. Ineligible GGives users who cannot use GGives as a payment option.
3. Eligible GGives users who do not reach the minimum spend requirement.
4. Users who engage in this or any form of promo abuse will be barred from future promotional activities.