0% Interest GGives at MemoXpress

Shop at MemoXpress stores now and pay in up to 12 months installment for zero interest!



2024/01/01 23:59:59



2024/01/01 23:59:59

Promo Mechanics and Conditions

Promo Mechanics

  1. The 0% Interest GGives Program is available to eligible GCash users with activated GGives accounts and is only applicable for purchases made at the official physical branches of MemoXpress nationwide.
  2. Users may visit gcash.com/services/ggives to learn how to activate and use GGives.
  3. Eligible users must use the GCash QR code available in-store and select GGives as their payment option. When selecting specific GGives payment tenors, the 0% interest rate should automatically apply as long as the user meets the requirements. Note that 0% interest will NOT be available if user scans a merchant-generated QR code.
  4. The 0% Interest GGives will only apply for the following payment tenors when paying in MemoXpress: 6, 9, and 12 months.
  5. Eligible users can avail of the 0% interest GGives on any item(s) as long they meet the minimum spend requirement of Php10,000 in a single receipt transaction.
  6. The 0% Interest GGives program is available in MemoXpress from July 7, 2023 to January 1, 2024.
  7. GCash reserves the right and has the authority to deny rewards for incorrect user data, fraudulent transactions, infringement on the terms of use, or other illegal actions as mandated by Philippine law.
  8. Per DTI Fair Trade Permit No. FTEB-170868. Series of 2023.

0% Interest Terms

  1. The 0% Interest GGives program is open to all GCash users, subject to their GGives eligibility and activation.
  2. Users can enjoy the 0% interest GGives regardless of if they have an active GGives loan and their current payment status.
  3. The program is applicable to any and all items from the partner merchant’s physical stores, as long as the minimum spend requirement is met in a single transaction receipt, net of any store discounts.
  4. The program is only available for specific GGives payment plans or tenors as stated per partner.
  5. Late penalty will still apply for late monthly repayments past the stated due dates on the disclosure statement.
  6. Regular GGives terms and conditions apply. See www.gcash.com/terms-and-conditions/ggives/ for more information.

Promo Eligibility

Open only to GCash users with an active GGives account.


This promo will only be sent out via official and verified GCash communication channels. GCash will never ask for your OTP (One-Time Pin) and MPIN for this promo.

Frequently Asked Questions

Eligible GGives users can purchase items from participating GCash merchants and pay in up to 24 gives with 0% interest charge via GGives (payment terms dependent on merchant). The 0% interest installment plan should automatically apply once the user scans the QR code instore, reaches the minimum spend and selects the specific payment tenor as listed in the mechanics above.

Shop at any GGives 0% Partner merchant store and pay for your purchase using GGives. Make sure you meet the following:

  1. You are eligible to use GGives and you have an activated GGives account
  2. Purchase is within the merchant’s promo period
  3. Purchase meets the merchant’s minimum spend requirement for 0%
  4. Your chosen installment plan is eligible for 0% Interest
  5. Your purchase is through the payment channel required by the merchant (Offline QR, Online or GLife)

The 0% Interest GGives is available for select GGives installment payment plans at MemoXpress. Check out each merchant’s promo T&Cs here: www.beta.gcash.com/promos/0-interest-ggives-at-memoxpress

Yes, the 0% interest rate is automatically applied to your purchase. Just ensure you meet the minimum spend requirement and choose the installment plan eligible for a 0% interest rate. Please also ensure to use the official GCash QR code displayed near the cashier when purchasing instore.