The 0% Interest GGives Program is available to eligible GCash users with activated GGives accounts and is only applicable for purchases made at physical branches of Home Along.
Eligible users must meet the minimum spend requirement of Php4,000 in a single receipt transaction, net of any store discounts.
Eligible users must use the QR code available instore and select GGives as their payment option. When selecting specific GGives payment tenors, the 0% interest rate should automatically apply as long as the user meets the minimum spend requirement.
The 0% Interest GGives will only apply for the following payment plan/tenors of the participating brands. a. 3 gives b. 6 gives c. 9 gives d. 12 gives e. 15 gives f. 18 gives g. 24 gives
0% Interest GGives program is available in these select brands and partners from December 15, 2022 to December 1, 2024.
GCash reserves the right and has the authority to deny rewards for incorrect user data, fraudulent transactions, infringement on the terms of use, or other illegal actions as mandated by Philippine law.
Per DTI Fair Trade Permit No. FTEB-157454. Series of 2022.
0% Interest Terms
The 0% Interest GGives program is open to all GCash users, subject to their GGives eligibility and activation. Users must activate their GGives on the GCash app before availing of the 0% interest GGives benefits.
Users can enjoy the 0% interest GGives regardless of if they have had a previous GGives loan, an existing active GGives loan and whatever their current payment status.
The program is applicable to any and all items from the partner merchants’ physical stores, and customers may purchase any amount of items as the wish. As long as the minimum spend requirement is met as the total cost of all items in a single transaction receipt, net of any store discounts throughout the program period.
The program is only available for specific GGives payment plans or tenors as stated above. the 0% interest rate will appear automatically when the customer meets the min spend requirements and chooses the applicable payment plan/tenor.
The 0% GGives is only available via Scan-to-pay purchases in store at participating brands and stores. Customers must use the GCash QR code when opting to avail of the 0% interest GGives.
Late penalties and regular collections procedures will still apply for late monthly repayments. Users can monitor their payments on the GGives dashboard or review their disclosure statement for their repayment deadlines.
The 0% Interest GGives Program allows eligible GGives users to enjoy more shopping at the most affordable
rates. Users can now purchase items from participating brands and stores and pay in up to 24 gives with
0% interest charge via GGives. The 0% interest installment plan should automatically apply once the user
scans the QR code instore, reaches the minimum spend and selects the specific payment tenor as listed in
the mechanics above.
1. User must be eligible to use GGives with an activated account.
2 User must shop instore at participating brands and reach the minimum spend requirement.
3. User must scan the GCash QR code available instore and select GGives as their payment method.
4. User must select the payment tenor wherein 0% interest is applicable as listed in the mechanics
above.
5. It should automatically indicate on their GCash screen that their GGives installment plan has a
0% interest rate and 0% processing fee.
6. User must sign their disclosure statement to complete with their purchase.
The 0% Interest GGives Program is available in Home Along from December 15, 2022 to December 1, 2023.
1. Any person or entity professionally connected with the program; and any person prohibited from
participating in the program under any statute, law, regulation, ordinance, rule, directive,
guideline,
policy, requirement, or other governmental restriction or any similar form of decision, or
determination
by, or any interpretation or administration of any of the foregoing by the Philippines or any
instrumentality thereof.
2. Ineligible GGives users who cannot use GGives as a payment option.
3. Eligible GGives users who do not reach the minimum spend requirement.
4. Users who engage in this or any form of promo abuse will be barred from future promotional
activities.
Please go to help.gcash.com and submit a ticket to report this issue.
