0% Interest GGives at Home Along

Promo Mechanics

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1. The 0% Interest GGives Program is available to eligible GCash users with activated GGives accounts and is only applicable for purchases made at physical branches of Home Along.
2. Users may visit gcash.com/services/ggives to learn how to activate and use GGives.
3. Eligible users must meet the minimum spend requirement of Php4,000 in a single receipt transaction, net of any store discounts.
4. Eligible users must use the QR code available instore and select GGives as their payment option. When selecting specific GGives payment tenors, the 0% interest rate should automatically apply as long as the user meets the minimum spend requirement.
5. The 0% Interest GGives will only apply for the following payment plan/tenors of the participating brands.
   a. 3 gives
   b. 6 gives
   c. 9 gives
   d. 12 gives
   e. 15 gives
   f. 18 gives
   g. 24 gives
6. 0% Interest GGives program is available in these select brands and partners from December 15, 2022 to December 1, 2023.
   
7. GCash reserves the right and has the authority to deny rewards for incorrect user data, fraudulent transactions, infringement on the terms of use, or other illegal actions as mandated by Philippine law.
8. Per DTI Fair Trade Permit No. FTEB-157454. Series of 2022.

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0% Interest Terms

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1. The 0% Interest GGives program is open to all GCash users, subject to their GGives eligibility and activation. Users must activate their GGives on the GCash app before availing of the 0% interest GGives benefits.
2. Users can enjoy the 0% interest GGives regardless of if they have had a previous GGives loan, an existing active GGives loan and whatever their current payment status.
3. The program is applicable to any and all items from the partner merchants’ physical stores, and customers may purchase any amount of items as the wish. As long as the minimum spend requirement is met as the total cost of all items in a single transaction receipt, net of any store discounts throughout the program period.
4. The program is only available for specific GGives payment plans or tenors as stated above. the 0% interest rate will appear automatically when the customer meets the min spend requirements and chooses the applicable payment plan/tenor.
5. The 0% GGives is only available via Scan-to-pay purchases in store at participating brands and stores. Customers must use the GCash QR code when opting to avail of the 0% interest GGives.
6. Late penalties and regular collections procedures will still apply for late monthly repayments. Users can monitor their payments on the GGives dashboard or review their disclosure statement for their repayment deadlines.
7. Regular GGives terms and conditions apply. See www.gcash.com/terms-and-conditions/ggives/ for more information.

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